{"id":886,"date":"2023-11-20T07:56:05","date_gmt":"2023-11-20T07:56:05","guid":{"rendered":"https:\/\/rmolaw.com.au\/?post_type=practice_areas&#038;p=886"},"modified":"2026-03-19T03:57:50","modified_gmt":"2026-03-19T03:57:50","slug":"mortgage-guarantee-advice","status":"publish","type":"practice_areas","link":"https:\/\/rmolaw.com.au\/zh\/practice-areas\/mortgage-guarantee-advice\/","title":{"rendered":"Mortgage &amp; Guarantee Advice"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; padding_top_1=&#8221;0px&#8221; padding_top_bottom_link_1=&#8221;false&#8221; padding_left_right_link_1=&#8221;false&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;90px||90px||true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_sidebar area=&#8221;et_pb_widget_area_3&#8243; module_class=&#8221;sidebar-form-pa&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_sidebar][et_pb_sidebar area=&#8221;et_pb_widget_area_4&#8243; module_class=&#8221;contact-loc&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; body_text_color=&#8221;#FFFFFF&#8221; background_image=&#8221;https:\/\/rmolaw.com.au\/wp-content\/uploads\/2023\/12\/BG.png&#8221; custom_padding=&#8221;60px|50px|30px|50px|false|true&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_sidebar][et_pb_code disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<h2 class=\"relevant-titles\">Relevant Articles<\/h2><ul class=\"relevant-list\"><li><a href=\"https:\/\/rmolaw.com.au\/zh\/reverse-mortgages-what-are-they-the-pitfalls\/\">Reverse Mortgages: What Are They &#038; The Pitfalls<\/a><\/li><li><a href=\"https:\/\/rmolaw.com.au\/zh\/reverse-mortgages-the-risks-rules\/\">Reverse Mortgages: The Risks &#038; Rules<\/a><\/li><\/ul>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row_inner _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@&#8221; _builder_version=&#8221;4.23.1&#8243; _dynamic_attributes=&#8221;title&#8221; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_font_size=&#8221;28px&#8221; title_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Need experienced guarantee and mortgage lawyers? Need advice on a guarantee or mortgage? Many banks will require you to seek independent legal advice in respect of the loan documents provided to you as borrower.<\/p>\n<p>This is particularly the case for mortgages, reverse mortgages and personal guarantees.<\/p>\n<p>Our lawyers speak to you in plain English.<\/p>\n<p>We make sure there are no hidden surprises.<\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#dbdbdb&#8221; divider_position=&#8221;center&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_heading title=&#8221;Mortgage &#038; Guarantee Advice Team&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_font_size=&#8221;28px&#8221; title_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px||||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner type=&#8221;1_3&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; background_color=&#8221;#f3f3f3&#8243; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wZW9wbGUiLCJzZXR0aW5ncyI6eyJwb3N0X2lkIjoiMjgzNzYifX0=@&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/rmolaw.com.au\/wp-content\/uploads\/2025\/04\/Dianne-McKillop_4246-web-crop.jpg&#8221; title_text=&#8221;dianne-mckillop-crop&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_blurb title=&#8221;Dianne McKillop&#8221; url=&#8221;https:\/\/rmolaw.com.au\/people\/daniel-lilley\/&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#000000&#8243; body_text_align=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; link_option_url=&#8221;https:\/\/rmolaw.com.au\/people\/daniel-lilley\/&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Senior Associate<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_3&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; background_color=&#8221;#f3f3f3&#8243; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wZW9wbGUiLCJzZXR0aW5ncyI6eyJwb3N0X2lkIjoiMjkzNTYifX0=@&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/rmolaw.com.au\/wp-content\/uploads\/2026\/03\/Paul_RMO_9427-print-261&#215;232-1.jpg&#8221; title_text=&#8221;paul-okane&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_blurb title=&#8221;Paul O&#8217;Kane&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#000000&#8243; body_text_align=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Senior Associate<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_3&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; background_color=&#8221;#f3f3f3&#8243; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wZW9wbGUiLCJzZXR0aW5ncyI6eyJwb3N0X2lkIjoiMjgzNzUifX0=@&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/rmolaw.com.au\/wp-content\/uploads\/2025\/04\/Alana-Dobbrick_4136-web-crop.jpg&#8221; title_text=&#8221;alana-dobbrick-crop&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_blurb title=&#8221;Alana Dobbrick&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#000000&#8243; body_text_align=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Associate<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_divider color=&#8221;#dbdbdb&#8221; divider_position=&#8221;center&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text ul_item_indent=&#8221;40px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Need advice that protects you?<\/p>\n<p>Our guarantee and mortgage lawyers cover all mortgage and guarantee matters.<\/p>\n<p>We offer personalised service to our clients.&nbsp;Our service involves reading through the documents and then advising you on their contents and the effect of the documents. We can provide you with an independent solicitor&rsquo;s certificate which is often bank requirement.<\/p>\n<p>You will need to&nbsp;<a href=\"\/contact-us\/\">make an appointment to see us<\/a>.<\/p>\n<p>This cannot be dealt with by telephone or email and we must meet in person.<\/p>\n<p>Please bring identification with you to the meeting and allow 1 &ndash; 2 hours.<\/p>\n<h3>The Ryan Murdoch O&rsquo;Regan Lawyers Difference<\/h3>\n<p>Our lawyers speak to you in plain English.<\/p>\n<p>We make sure there are no hidden surprises.<\/p>\n<p>We protect your interests.<\/p>\n<h3>How We Can Help<\/h3>\n<p>Ryan Murdoch O&rsquo;Regan Lawyers are experienced assisting individuals with mortgages and guarantees.<\/p>\n<p>Firstly, our guarantee and mortgage lawyers review and provide expert advice on mortgages and guarantees.<\/p>\n<p>Secondly, we ensure our client&rsquo;s interests are protected, both in the short-term and long-term.<\/p>\n<p>Thirdly, and most importantly, you get the answers you need in a language you understand from expert guarantee and mortgage lawyers.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":""},"class_list":["post-886","practice_areas","type-practice_areas","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/rmolaw.com.au\/zh\/wp-json\/wp\/v2\/practice_areas\/886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rmolaw.com.au\/zh\/wp-json\/wp\/v2\/practice_areas"}],"about":[{"href":"https:\/\/rmolaw.com.au\/zh\/wp-json\/wp\/v2\/types\/practice_areas"}],"wp:attachment":[{"href":"https:\/\/rmolaw.com.au\/zh\/wp-json\/wp\/v2\/media?parent=886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}